Who we are
Helping you find your financial bearings
At Longmuir Financial Planning, we believe good financial advice should be clear, considered and completely in your interest.
We’re an independent, local firm, offering high-quality financial planning for individuals, families, and small business owners. No jargon. No pressure. Just a reliable guide to help you navigate life’s financial landscape wherever you’re starting from.
From pensions to protection, investments to inheritance, we’re here to help you feel more in control of the path ahead.
What we do
Clarity, confidence and direction
Pensions &
Retirement Planning
Investment Advice
& Planning
Tax
Planning
Life, Health & Income Protection Insurance
Estate & Inheritance Tax Planning
Why we stand out
The difference is in the detail
Compassionate Care
We build long-term relationships with our clients based on honesty, integrity, and transparency. As an independent firm, every recommendation is made in your best interest with no hidden agendas or pressure to sell.
Professional Team
Financial planning shouldn’t be confusing. We strip away the jargon and give you straightforward guidance that helps you understand your options and feel confident in your decisions.
Local and personal
We’re proud to be a small business based in Kirkcaldy, offering a personal, face-to-face service with the same level of professionalism you’d expect from a big firm, just without the corporate fluff.
A plan that’s built around you
Whether you’re planning for retirement, protecting your family, investing for the future or growing your business, we create tailored plans that evolve with your life.
Meet the team
People-first planning, built on experience
Elliot Guthrie FPFS, Ch.MCSI
Director & Chartered Financial Planner
I’ve been providing financial advice since 2019, working with individuals, families, and business owners to help them achieve their personal and financial goals.
My approach is always client-focused—taking the time to understand where you are now, where you want to be, and building a plan that helps you get there with clarity and confidence.
I offer advice across all areas of financial planning. Whether you’re looking to secure your future, grow your wealth, or protect what matters most, I’ll work with you to create a plan that fits your life, not just your finances.
Rooted in trust. Guided by experience. Focused on you.
What our clients say
Real guidance. Real results.
We’re proud to support individuals, families, and business owners on their financial journeys. Here’s what some of our clients have shared about working with us:
My husband passed away in 2024 and I quickly learned that I needed advice about my financial future. Elliot was recommended by a family member. He was very professional and visited me several times to listen to my needs and proffer his advice without any pressure. I was given step by step guidance and information about how the plan could work for me. I'm happy to say that I agreed to Elliot's financial plan which was totally personalised to my needs. The benefits of having this plan in place is the security of knowing that my finances are working for me to have a safe future and that Elliot's service is ongoing and only a phone call or text message away. I can now have a future where I don't need to worry and I wouldn't hesitate to recommend him.
Mr G Hardy, Perthshire
I was recommended Elliot because I had a small inheritance also, being over 55 and having no clue about the value of my various pensions, I really needed some advice to put a retirement plan in place.
After looking at the information on my pensions and talking over with me what I wanted my retirement to look like Elliot came up with a proposal that made sense to me. He very patiently explained about different kinds of investment and what that would potentially like in the coming years. He also answered all my questions, no matter how trivial or stupid sounding because they are not, as he says, they're important to me. I was very happy to follow his suggestions.
I know understand my pensions more than I ever before and am reassured by Elliot being there for any queries I may have in the future.
Ms M Redpath, Fife
We are so grateful to Elliot at Longmuir Financial Planning for the advice he has offered us. We needed support to consolidate previous pensions and were keen to plan for our future in the best way possible. After meeting with us and discussing our aspirations in more detail, Elliot offered a comprehensive plan where he explained all the options clearly on how best to do this. We feel confident in his advice and secure that the investment decisions made will meet our needs and goals for the future. We would highly recommend Longmuir Financial Planning.
Mr and Mrs Campbell, Edinburgh
